Money & Financial Freedom | Our Australia Life

5 Hard Truths About Moving to Australia: Financial Lessons Every New Immigrant Must Know

Money & Financial Freedom / Pheobe / October 9, 2025

Moving countries isn’t just about logistics. It’s about identity. Finding an apartment when you barely know the streets.Figuring out public transport at night.Buying essentials, reading labels you can’t pronounce, and choosing foods you’ve never tried. It’s disorienting. And it will humble you emotionally, financially, and mentally. Most newcomers underestimate this. They think a new country […]

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5 Strategic Ways to Leverage Rising Interest Rates

Money & Financial Freedom / Pheobe / March 8, 2025

The Reserve Bank of Australia has been raising interest rates since May 2022. In a bid to tackle soaring inflation, many Australians are feeling the pinch. For homeowners, this means higher mortgage repayments and increased financial pressure. The rise in interest rates can be particularly daunting for those with variable-rate home loans. Also, for those

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6 Practical Strategies to Manage the Rising Cost of Living in Australia

Money & Financial Freedom / Pheobe / February 13, 2023

Imagine this: You’re standing in the grocery store with $50 in your pocket, trying to figure out how far that will stretch. The days when $50 could fill your cart are long gone, thanks to the rising cost of living that’s affecting us all. With inflation pushing prices up across the board—from groceries and petrol

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The Top 5 Benefits of Having an Emergency Fund: A Personal Perspective

Money & Financial Freedom / Pheobe / January 30, 2023

Have you ever faced an unexpected financial crisis? Maybe it was a sudden car repair, an unexpected medical bill, or even a job loss. If you’ve been in this situation, you know how stressful it can be when you’re not prepared. I’ve lived through these moments myself, especially as my family and I were settling

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6 Best Tips to Avoid Mortgage Stress

Money & Financial Freedom / Pheobe / January 15, 2023

When my family and I decided to immigrate to Australia, one of our biggest dreams was to own our own home. The thought of having a space we could truly call our own was exhilarating. But as we navigated this new chapter, we quickly learned about the reality of mortgage stress—a term that evokes anxiety

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12 Best Ways to Save Money on Petrol

Money & Financial Freedom / Pheobe / December 11, 2022

Living in Australia is an adventure filled with stunning landscapes, vibrant cities, and the joy of family activities. However, one of the recurring expenses we face is petrol. As a family, we find ourselves filling up the car’s tank every couple of weeks, and sometimes even more frequently due to our daughter’s activities. With rising

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12 Best Ways to Save Money on Electricity

Money & Financial Freedom / Pheobe / November 27, 2022

When we first embarked on our journey of living in Australia, our main goal was to save aggressively for a house deposit. As we settled into our new lives, we quickly realized that managing our household expenses was crucial. One of the significant expenses we faced was our electricity bill. With a little creativity and

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