Our Australia Life

Author name: Pheobe

Why Money Feels Harder in Australia (Even When You Earn More)

If you’ve moved to Australia and found yourself earning more than you ever did before yet somehow feeling tighter, more stressed, or constantly unsure where your money is going, you’re not imagining it. Believe me, this is one of the most confusing parts of starting over in a new country.And you know what? It’s something […]

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Why December Feels Financially Heavy for New Immigrants in Australia (And Why That’s Normal)

If you’re a new immigrant in Australia and December feels heavier than festive, I want you to hear this gently: It doesn’t mean you’re ungrateful. It doesn’t mean something is wrong with you.It often means you’re living through a very real “in-between” season, building a new life while still missing the old one. I remember

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10 Practical Money Tips Every New Immigrant Needs in Their First 30 Days in Australia

A Deep, Honest, and Practical Guide for the First Month of Your New Life INTRODUCTION: You’re Here and You’re Doing Better Than You Think When we first arrived in Australia back in 2016, I remember holding my first grocery receipt and thinking, “Did I really just spend that much… on bread and milk?” Everything was

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The 10 Hidden Costs Every New Immigrant Should Know About in Their First Year in Australia

(A friendly, personal guide to help new immigrants budget smarter and settle with confidence) A Personal Note I still remember our first few months in Australia the excitement, the dreams, and the… reality check. We thought we were prepared. We had our bank accounts set up, a small emergency fund, and even a plan for

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Top 5 Banks for New Immigrants in Australia (2025 Update): Easy Setup + Low Fees

Welcome to Australia- Let’s Get Your Banking Sorted I still remember our first day in Australia, we are standing in a bank line, wondering which account would actually make our life easier. Between finding a home, starting work, and adjusting to daily life, the last thing we needed was banking stress. If you’ve just arrived,

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5 Hard Truths About Moving to Australia: Financial Lessons Every New Immigrant Must Know

Moving countries isn’t just about logistics. It’s about identity. Finding an apartment when you barely know the streets.Figuring out public transport at night.Buying essentials, reading labels you can’t pronounce, and choosing foods you’ve never tried. It’s disorienting. And it will humble you emotionally, financially, and mentally. Most newcomers underestimate this. They think a new country

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The Hidden Danger No One Warned Us About: Scams That Target New Immigrants in Australia

When we first arrived in Australia, our hearts were full of excitement, dreams and hope.  However, our inboxes were full of suspicious messages too. We were ready to start fresh. To find work. To build a life. To make sure our daughter will have a future here. We were lost at first, but after some

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5 Strategic Ways to Leverage Rising Interest Rates

The Reserve Bank of Australia has been raising interest rates since May 2022.  In a bid to tackle soaring inflation, many Australians are feeling the pinch. For homeowners, this means higher mortgage repayments and increased financial pressure. The rise in interest rates can be particularly daunting for those with variable-rate home loans.  Also, for those

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The Real Costs of Immigrating to Australia: What You Need to Know

When my family and I decided to immigrate to Australia, we quickly realised that starting a new life came with more costs than we expected. While many people focus only on visa fees, the reality is that there are many other upfront and everyday expenses that can add up quickly once you begin the journey.

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